Do Good Lending – Terms of Use

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Welcome to Do Good Lending. These Terms of Use (“Terms”) are a legal agreement between you (“you” or “User”) and Do Good Lending (“we,” “us,” or “our”). By accessing or using our website, services, or any of our online content (the “Site”), you agree to be bound by these Terms.

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1. Acceptance of Terms

You must accept these Terms in full and without modification to use our Site. If you don’t agree with all of the Terms, please do not use the Site.

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2. Changes to Terms

We reserve the right to update, modify, or replace any part of these Terms at any time. When we do, we’ll post the revised version on the Site. Your continued use of the Site after changes are posted means you accept those changes.

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3. Third-Party Links

Our Site may contain links to other websites operated by third parties (“Linked Sites”). We don’t control the content, policies, or practices of those Linked Sites, and linking does not imply we endorse or sponsor them. Use at your own risk.

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4. Prohibited Uses

You agree not to use the Site in ways that:

• Violate any laws, regulations, or third-party rights.

• Overwhelm, damage, or impair any servers or networks connected to the Site.

• Interfere with other users’ access or enjoyment of the Site.

• Use any automated system or software to extract data without our permission.

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5. Communication Tools & User Content

Our Site may include forums, comments, message boards, or similar public or private communication tools (“Communication Services”). If you post, send, or share content (“User-Content”) via these tools, you agree:

• Not to submit anything unlawful, harassing, defamatory, obscene, or infringing on others’ rights.

• Not to upload viruses, malware, or other harmful software.

• Not to engage in spam, chain letters, pyramid schemes, or similar.

We may remove or refuse User-Content at our discretion. We are not obligated to monitor everything posted, but we reserve the right to do so.

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6. Submissions

If you send us feedback, ideas, suggestions, or other content (“Submissions”), you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, publish, and distribute the Submission in connection with operating and improving our business. You represent that you own or have the rights to everything you submit.

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7. Disclaimers & No Warranty

TO THE MAXIMUM EXTENT ALLOWED BY LAW, our Site, its content, software, products, and services are provided “as is,” without warranties of any kind. We do not guarantee the accuracy, reliability, or suitability of the Site for any purpose. You should not rely on the Site as legal, financial, medical, or professional advice.

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8. Limitation of Liability

To the fullest extent permitted by law, Do Good Lending and our officers, affiliates, partners, employees, and vendors are not liable for any indirect, special, incidental, consequential, or punitive damages (including loss of profits, data, or use) arising out of or relating to your use, inability to use, or reliance on the Site, even if we were advised of the possibility of such damages.

If any jurisdiction does not allow limitations on certain damages, those limitations may not apply to you.

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9. Termination & Access Restriction

We may, at our sole discretion, suspend or terminate your access to the Site (or any part of it) at any time, without notice, for any reason.

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10. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of Washington (or any state we designate). Any legal actions or proceedings related to these Terms or the Site shall be brought exclusively in the courts located in San Mateo County, California (or as otherwise specified).

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You agree to jurisdiction and venue in those courts and waive objections to such jurisdiction or venue.

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11. Severability & Entire Agreement

If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, that provision will be replaced with a valid, enforceable provision that comes closest to its original intent. The rest of the Terms will remain in full force.

These Terms, together with our Privacy Policy and any other notices on the Site, form the complete agreement between you and Do Good Lending regarding your use of the Site.

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12. Copyright, Trademarks & Notices

All content on our Site (text, images, graphics, software) is owned by Do Good Lending or its licensors, unless otherwise stated. All rights reserved. Names, logos, and trademarks displayed on the Site are our property or the property of third parties.

If you believe any content on the Site infringes your copyright, please follow our DMCA or other copyright-infringement notice procedures (we’ll provide the contact info for our designated agent).

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13. Contact Information

For questions about these Terms, requests related to user or copyright rights, or any other legal concerns, please contact us at:

Email: legal@dogoodlending.com