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DSCR

(Debt Service Coverage Ratio)

 Loans

What are DSCR Loans?

Build wealth, not stress. These loans qualify you based on the property’s income — not your personal one. Great for buying, refinancing, or expanding your real-estate portfolio fast.

DSCR Loan Guidelines

  • Qualifies based on property cash flow, not personal income.

  • No tax returns or pay stubs required.

  • Typically requires 20% down or equity equivalent.

  • Available for short-term rentals and long-term investment properties.

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Is a DSCR Loan Right For You?

  • You’re an investor focused on cash-flowing properties.

  • You want to qualify based on rental income rather than personal income.

  • You prefer a simplified loan process with less documentation.

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