VA

Loans

Honoring Those Who Served

At Do Good Lending, we’re proud to offer VA Home Loans that provide veterans, active-duty service members, and their eligible spouses with powerful benefits designed to make homeownership easier and more affordable.

What Makes VA Loans Special?

No Down Payment Required — Most VA loans don’t need a down payment, making it easier to buy without a large upfront cost.
No Private Mortgage Insurance (PMI) — Unlike many conventional or FHA loans, there is no ongoing PMI requirement.
Lower Rates & Closing Costs — VA loans typically come with favorable interest rates and more lenient closing costs to ease your financial load.
Flexible Credit Requirements — While credit score, income, and loan amount still matter, VA programs often allow more flexibility in underwriting.
Reuseable Benefit — You can use your VA home loan benefit more than once, depending on your Certificate of Eligibility.

Who Qualifies for a VA Loan?

You may be eligible if you are:

Active duty, reservist, or National Guard member of the Army, Navy, Air Force, Marines, or Coast Guard.
A Veteran of these services.
A surviving spouse of someone who died in service or from a service-connected disability.
A spouse of someone who is missing in action, captured, or detained.

How it Works and What's Needed?

Check Your Eligibility — We’ll help you find out if you qualify and assist in getting your Certificate of Eligibility.
Gather Your Documents — You’ll typically need recent pay stubs, past two years of tax returns, W-2s, and current bank statements.
Find a VA-Approved Property — Homes and condos must meet VA standards. We’ll guide you through what is and isn’t eligible.
Apply & Close — We’ll help you through the entire process, from prequalification to closing and beyond.